💡 Did you know?
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
History
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
Aditya Birla Capital Limited is core investment company. It operates as a holding company for the financial services businesses. The Company, through its subsidiaries and joint ventures, provides a comprehensive suite of financial solutions across loans, investments,…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A middling, stagnant business, priced for perfection — carrying meaningful debt.
Aditya Birla Capital is scored on the nbfc / financials framework. It keeps a slim 8.5% of every rupee of sales as net profit.
Over the last 3 years revenue compounded at 18%/yr and profit at -7%/yr. Book value itself has compounded 19%/yr — the hallmark of a genuine compounder. Return on equity is a modest 10.3%. In the latest quarter profit grew 11% versus the prior quarter.
At 28× earnings, the stock sits at the 91st percentile of its own 3.6-year range — the expensive end of where it has historically traded. Today's price implies ~11%/yr earnings growth for a decade. The books come through clean — a forensic grade of A.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 23.75 | 10.88 | worse |
| P/B | 2.55 | 1.4 | worse |
| EV/EBITDA | 15.28 | 14.13 | worse |
| ROE | 10.35 | — | — |
| ROCE | 8.02 | — | — |
| ROA | 1.23 | — | — |
| Quick Ratio | 0.09 | — | — |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| Bajaj Finance | 30.6 | 5.5 | 17.6% |
| Bajaj Finserv | 13.6 | 3.5 | 12.7% |
| Shriram Finance | 17.8 | 2.0 | 11.4% |
Not applicable for this sector.
Revenue has grown every year across all 4 financial years shown. 18% CAGR over 3 years — steady double-digit compounder. Growth is decelerating — latest year grew slower than the year before.
Revenue is outpacing profit (18% vs -7%) — costs are rising faster than the top line.
Operating margin has compressed from 21% to 12% — costs or competition are eating into profitability. Margins have declined for 3 consecutive years — watch for a structural cost problem.
ROE at 11% — modest; the capital isn't working hard. Capital efficiency declining — ROE down 12pp.
Profit grew faster than EPS (-7% vs -10%) — share dilution is eroding per-share value. -10% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
4 of 4 years had negative operating cash flow — profitability on paper may not translate to cash.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue rose 15% sequentially — momentum is building.
Profit jumped 11% QoQ — check if this is operating leverage or a one-off item.
How today's P/E compares to the stock's own historical range. Dashed line = the 3.6y median.
Promoters hold 68.8% — heavily owner-operated with strong skin in the game. FIIs have accumulated for 3 straight quarters — sustained foreign institutional conviction.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.