The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
Bajaj Holdings & Investment Limited is an India-based holding and investment company. The Company is acting as a primary investment company and focusing on new business opportunities. It focuses on earning income through dividends, interest and gains on investments held.
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A high-quality, fast-growing business, trading cheap versus its own history.
Bajaj Holdings & Invs is scored on the nbfc / financials framework.
Over the last 3 years revenue compounded at 32%/yr and profit at 26%/yr. Book value itself has compounded 17%/yr — the hallmark of a genuine compounder. Return on equity is a healthy 12.6%. In the latest quarter profit grew 5% versus the prior quarter.
At 13× earnings, the stock sits at the 16th percentile of its own 3.6-year range — the cheap end of where it has historically traded. Today's price asks for only ~3%/yr growth over a decade — undemanding expectations. The books come through clean — a forensic grade of A.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 13.03 | 11.61 | worse |
| P/B | 1.67 | 1.4 | worse |
| EV/EBITDA | 12.57 | 13.86 | better |
| ROE | 12.59 | — | — |
| ROCE | 12.88 | — | — |
| ROA | 10.7 | — | — |
| Quick Ratio | 1.45 | — | — |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| Bajaj Finance | 30.6 | 5.5 | 17.6% |
| Bajaj Finserv | 13.6 | 3.5 | 12.7% |
| Shriram Finance | 17.8 | 2.0 | 11.4% |
Not applicable for this sector.
32% CAGR over 3 years — high-growth territory. Growth is accelerating — latest year outpaced the prior year's rate.
Revenue is outpacing profit (32% vs 26%) — costs are rising faster than the top line. The latest year saw a +48% swing — check if it's a one-off or structural.
ROE at 12% — modest; the capital isn't working hard. Low variance across years — a predictable business that earns steadily on its equity base.
26% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
1 of 4 years had negative operating cash flow — profitability on paper may not translate to cash. Cash conversion at 0.5× PAT — reported profit isn't translating into cash, raising earnings quality questions. Financing outflows in consecutive years — balance-sheet discipline through debt repayment or dividends.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue rose 551% sequentially — momentum is building. Wide quarterly swings (85% spread) — likely seasonality, lumpy orders, or project-based revenue. Run-rate fading — recent quarters 34% below earlier ones.
Quarterly net margins are expanding (426% → 687%) — profitability per rupee of revenue is improving.
How today's P/E compares to the stock's own historical range. Dashed line = the 3.6y median.
Promoter holding at 51.5% — majority control intact.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.