💡 Did you know?
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
History
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
Aditya Birla Money Limited (ABML) is an India-based company, which is engaged in providing financial services. The Company operates through three segments: Broking, Wholesale debt market, and Others. The Company is a stockbroking and capital market products distributor, which…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A decent, steadily growing business, reasonably priced.
Aditya Birla Money is scored on the nbfc / financials framework. It keeps a healthy 12.5% of every rupee of sales as net profit.
Over the last 3 years revenue compounded at 21%/yr and profit at 20%/yr. Book value itself has compounded 40%/yr — the hallmark of a genuine compounder. Return on equity is an elite 18.6%. In the latest quarter profit fell 2% versus the prior quarter.
At 11× earnings, the stock sits at the 20th percentile of its own 3.6-year range — the cheap end of where it has historically traded. Today's price implies ~14%/yr earnings growth for a decade. The books come through clean — a forensic grade of A.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 28.04 | 21.76 | worse |
| P/B | 6.3 | 3.34 | worse |
| EV/EBITDA | 12.25 | — | — |
| ROE | 18.63 | — | — |
| ROCE | 11.4 | 5.66 | better |
| ROA | 3.62 | — | — |
| Quick Ratio | 0.82 | — | — |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| Groww | 50.1 | 11.7 | 23.3% |
| Motilal Oswal Fin | 24.6 | 4.3 | 17.4% |
| 360 One Wam | 39.3 | 3.9 | 12.0% |
Not applicable for this sector.
Revenue has grown every year across all 4 financial years shown. 21% CAGR over 3 years — high-growth territory. Growth is decelerating — latest year grew slower than the year before.
Profit is on a 2-year growth streak.
Operating margins have been stable around 17% — no major structural shift.
ROE at 19% — a respectable return on shareholder capital. Capital efficiency declining — ROE down 12pp.
EPS dropped in the latest year despite possible profit changes — dilution or a profit dip could be at play. 20% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
4 of 4 years had negative operating cash flow — profitability on paper may not translate to cash. Investing outflows exceed operating cash — the company relies on external funding to finance expansion.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue rose 5% sequentially — momentum is building.
Quarterly margins are compressing (12% → 8%) — more revenue isn't translating to proportionally more profit.
How today's P/E compares to the stock's own historical range. Dashed line = the 3.6y median.
Promoters hold 73.5% — heavily owner-operated with strong skin in the game.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.