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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
History
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
Crest Ventures Limited is an India-based Non-Banking Financial Company (NBFC). The Company is engaged in the business of real estate and related services, financial services and investment, and credit. The Company's segments include Investing & Financial Activities, Broking &…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A middling, stagnant business, priced for perfection.
Crest Ventures is scored on the nbfc / financials framework. It keeps a fat 30.1% of every rupee of sales as net profit.
Over the last 3 years revenue compounded at -38%/yr and profit at -50%/yr. Book value has grown 11%/yr. Return on equity is a weak 3.6%. In the latest quarter profit grew 34% versus the prior quarter.
At 22× earnings, the stock sits at the 90th percentile of its own 3.6-year range — the expensive end of where it has historically traded. Today's price implies ~13%/yr earnings growth for a decade. The books come through clean — a forensic grade of A.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 27.13 | 11.61 | worse |
| P/B | 0.79 | 1.4 | better |
| EV/EBITDA | 16.29 | 13.86 | worse |
| ROE | 3.58 | — | — |
| ROCE | 4.6 | — | — |
| ROA | 1.64 | — | — |
| Quick Ratio | 1.55 | — | — |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| Bajaj Finance | 30.6 | 5.5 | 17.6% |
| Bajaj Finserv | 13.6 | 3.5 | 12.7% |
| Shriram Finance | 17.8 | 2.0 | 11.4% |
Not applicable for this sector.
Revenue declined 22% in the latest year — a break from prior trajectory. Negative CAGR — the top line has shrunk over this window. Growth is decelerating — latest year grew slower than the year before.
Revenue is outpacing profit (-37% vs -50%) — costs are rising faster than the top line. The latest year saw a -47% swing — check if it's a one-off or structural.
Operating margin has compressed from 87% to 41% — costs or competition are eating into profitability. Interest or tax burden is shrinking — more of the operating profit is reaching the bottom line.
ROE at 4% — modest; the capital isn't working hard. Capital efficiency declining — ROE down 37pp.
EPS dropped in the latest year despite possible profit changes — dilution or a profit dip could be at play. -51% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
3 of 4 years had negative operating cash flow — profitability on paper may not translate to cash. Raising capital despite positive cash flow — could signal expansion plans or opportunistic fundraising.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue fell 5% QoQ — could be seasonality or a genuine slowdown.
Profit jumped 34% QoQ — check if this is operating leverage or a one-off item. Quarterly net margins are expanding (13% → 38%) — profitability per rupee of revenue is improving.
How today's P/E compares to the stock's own historical range. Dashed line = the 3.6y median.
Promoters hold 69.8% — heavily owner-operated with strong skin in the game.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.