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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
Geojit Financial Services Limited is an investment services company, with a presence in the Gulf Cooperation Council. It is engaged in the business of retail and institutional broking and distribution of financial products. Its segments include financial services and software…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A middling, stagnant business, priced for perfection.
Geojit Financial Services is scored on the nbfc / financials framework. It keeps a healthy 12.4% of every rupee of sales as net profit.
Over the last 3 years revenue compounded at 13%/yr and profit at -6%/yr. Book value itself has compounded 18%/yr — the hallmark of a genuine compounder. Return on equity is a weak 6.1%. In the latest quarter profit fell 17% versus the prior quarter.
At 25× earnings, the stock sits at the 84th percentile of its own 3.6-year range — the expensive end of where it has historically traded. Today's price implies ~14%/yr earnings growth for a decade. The books come through clean — a forensic grade of A.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 29.34 | 21.76 | worse |
| P/B | 1.66 | 3.34 | better |
| EV/EBITDA | 9.96 | — | — |
| ROE | 6.06 | — | — |
| ROCE | 5.89 | 5.66 | better |
| ROA | 3.2 | — | — |
| Quick Ratio | 1.6 | — | — |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| Groww | 50.1 | 11.7 | 23.3% |
| Motilal Oswal Fin | 24.6 | 4.3 | 17.4% |
| 360 One Wam | 39.3 | 3.9 | 12.0% |
Not applicable for this sector.
Revenue is on a 2-year growth streak. 13% CAGR over 3 years — steady double-digit compounder. Growth is decelerating — latest year grew slower than the year before.
Profit is on a 2-year growth streak. Revenue is outpacing profit (13% vs -6%) — costs are rising faster than the top line. The latest year saw a -52% swing — check if it's a one-off or structural.
Operating margin has compressed from 27% to 17% — costs or competition are eating into profitability.
ROE at 6% — modest; the capital isn't working hard. Capital efficiency declining — ROE down 6pp.
EPS dropped in the latest year despite possible profit changes — dilution or a profit dip could be at play. Profit grew faster than EPS (-6% vs -11%) — share dilution is eroding per-share value. -11% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
1 of 4 years had negative operating cash flow — profitability on paper may not translate to cash. Cash conversion at 3.0× PAT — earnings are well-backed by cash; strong accrual quality. Heavy investing spend every year, but operations generate enough to cover it — the business self-funds its growth.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue broadly flat QoQ — stable but not accelerating.
Profit fell 17% QoQ — one-quarter drops can be noise, but a pattern matters.
How today's P/E compares to the stock's own historical range. Dashed line = the 3.6y median.
Promoters at 38.5% — dispersed ownership; institutional flows drive the stock.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.