The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
GRM Overseas Limited is an India-based company which is engaged in the business of milling, processing and marketing of branded and non-branded basmati rice in the domestic and overseas market. Its segments include Food Items, Edible Oil, and Others. It exports its own…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A decent, slow-growing business, trading cheap versus its own history — but flagged on governance.
GRM Overseas is scored on the consumer / fmcg framework. It keeps a slim 4.2% of every rupee of sales as net profit. Cash conversion lags the reported profit (CFO/PAT -0.70×) — worth a closer look. Free cash flow is worth about -5.6% of its market value.
Over the last 3 years revenue compounded at 9%/yr and profit at 7%/yr. Book value itself has compounded 30%/yr — the hallmark of a genuine compounder. Return on equity is a healthy 12.4%. In the latest quarter profit fell 7% versus the prior quarter.
At 12× earnings, the stock sits at the 10th percentile of its own 3.6-year range — the cheap end of where it has historically traded. Today's price implies ~12%/yr earnings growth for a decade. The forensic screen raises a red flag: Only ₹-0.13 of cash per ₹1 profit over 4 years — earnings not converting to cash.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 25.06 | 8.11 | worse |
| P/B | 3.2 | 3.47 | better |
| EV/EBITDA | 17.17 | — | — |
| ROE | 12.36 | 6.58 | better |
| ROCE | 12.74 | 9.46 | better |
| ROA | 6.75 | 6.21 | better |
| Quick Ratio | 1.21 | 3.88 | worse |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| Hindustan Unilever | 31.1 | 9.6 | 22.9% |
| ITC | 18.4 | 5.0 | 26.4% |
| Nestle India | 60.5 | 42.7 | 70.6% |
9% CAGR — growing but slowly. Growth is accelerating — latest year outpaced the prior year's rate.
Operating margins have been stable around 6% — no major structural shift.
ROE at 13% — a respectable return on shareholder capital. Capital efficiency declining — ROE down 10pp.
EPS dropped in the latest year despite possible profit changes — dilution or a profit dip could be at play. Profit grew faster than EPS (7% vs -9%) — share dilution is eroding per-share value. -9% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
2 of 4 years had negative operating cash flow — profitability on paper may not translate to cash. Investing outflows exceed operating cash — the company relies on external funding to finance expansion.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue fell 30% QoQ — could be seasonality or a genuine slowdown. Wide quarterly swings (39% spread) — likely seasonality, lumpy orders, or project-based revenue. Run-rate stepping up — recent quarters average 20% above earlier ones.
How today's P/E compares to the stock's own historical range. Dashed line = the 3.6y median.
Promoter holding at 63.1% — majority control intact. FIIs trimmed 3.1pp — foreign money is rotating out.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.