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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
IFCI Limited is a non-banking financial company. The Company provides financial support for the diversified growth of industries across the spectrum. The financing activities cover various kinds of projects such as airports, roads, telecom, power, real estate, manufacturing,…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A middling business, reasonably priced.
IFCI is scored on the nbfc / financials framework. It keeps a fat 21.0% of every rupee of sales as net profit.
Book value itself has compounded 33%/yr — the hallmark of a genuine compounder. Return on equity is a weak 2.0%. In the latest quarter profit grew 77% versus the prior quarter.
At 89× earnings, the stock sits at the 31st percentile of its own 2.6-year range — the middle of where it has historically traded. Today's price implies ~18%/yr earnings growth for a decade. The books come through clean — a forensic grade of A.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 38.08 | 26.61 | worse |
| P/B | 1.85 | 1.5 | worse |
| EV/EBITDA | 12.73 | — | — |
| ROE | 2.02 | 8.89 | worse |
| ROCE | 7.12 | 7.07 | better |
| ROA | 1.63 | — | — |
| Quick Ratio | 1.34 | 3.59 | worse |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| Bajaj Finance | 30.6 | 5.5 | 17.6% |
| Bajaj Finserv | 13.6 | 3.5 | 12.7% |
| Shriram Finance | 17.8 | 2.0 | 11.4% |
Not applicable for this sector.
Revenue has grown every year across all 4 financial years shown. 7% CAGR — growing but slowly.
1 of the 4 years shown had a loss — profitability is inconsistent.
Operating margin has expanded from 2% to 25% — the business is keeping more of each rupee earned. Interest or tax burden is shrinking — more of the operating profit is reaching the bottom line.
ROE at 3% — modest; the capital isn't working hard.
EPS has grown every year — each share earns more than the last, consistently. Profit grew faster than EPS (34% vs 28%) — share dilution is eroding per-share value. 28% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
2 of 4 years had negative operating cash flow — profitability on paper may not translate to cash.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue fell 30% QoQ — could be seasonality or a genuine slowdown. Wide quarterly swings (55% spread) — likely seasonality, lumpy orders, or project-based revenue. Run-rate fading — recent quarters 33% below earlier ones.
Profit jumped 77% QoQ — check if this is operating leverage or a one-off item. Quarterly margins are compressing (43% → 18%) — more revenue isn't translating to proportionally more profit.
How today's P/E compares to the stock's own historical range. Dashed line = the 2.6y median.
Promoters hold 72.6% — heavily owner-operated with strong skin in the game.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.