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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
Kalyani Investment Company Limited is an India-based investment company. The Company is primarily engaged in the business of making investments in group companies. The Company's investment portfolio consists of both listed and unlisted companies, which are in diversified…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A weak, stagnant business, priced for perfection.
Kalyani Investment is scored on the nbfc / financials framework. It keeps a fat 47.1% of every rupee of sales as net profit.
Over the last 3 years revenue compounded at 12%/yr and profit at -14%/yr. Book value itself has compounded 25%/yr — the hallmark of a genuine compounder. Return on equity is a weak 0.3%. In the latest quarter profit fell 96% versus the prior quarter.
At 52× earnings, the stock sits at the 84th percentile of its own 3.6-year range — the expensive end of where it has historically traded. Today's price implies ~16%/yr earnings growth for a decade. The books come through clean — a forensic grade of A.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 34.27 | — | — |
| P/B | 0.17 | — | — |
| EV/EBITDA | 22.58 | 16.2 | worse |
| ROE | 0.32 | — | — |
| ROCE | 0.43 | — | — |
| ROA | 0.45 | — | — |
| Quick Ratio | 100.55 | 69.54 | better |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| Bajaj Finance | 30.6 | 5.5 | 17.6% |
| Bajaj Finserv | 13.6 | 3.5 | 12.7% |
| Shriram Finance | 17.8 | 2.0 | 11.4% |
Not applicable for this sector.
Revenue is on a 2-year growth streak. 12% CAGR over 3 years — steady double-digit compounder. Growth is decelerating — latest year grew slower than the year before.
Profit is on a 2-year growth streak. Revenue is outpacing profit (12% vs -14%) — costs are rising faster than the top line. The latest year saw a -49% swing — check if it's a one-off or structural.
Net margin has compressed from 91% to 47% — costs or competition are eating into profitability.
ROE at 0% — modest; the capital isn't working hard. Low variance across years — a predictable business that earns steadily on its equity base.
EPS dropped in the latest year despite possible profit changes — dilution or a profit dip could be at play. -14% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
4 of 4 years had negative operating cash flow — profitability on paper may not translate to cash.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue fell 73% QoQ — could be seasonality or a genuine slowdown. Wide quarterly swings (86% spread) — likely seasonality, lumpy orders, or project-based revenue. Run-rate fading — recent quarters 45% below earlier ones.
Profit fell 96% QoQ — one-quarter drops can be noise, but a pattern matters. Quarterly margins are compressing (43% → 11%) — more revenue isn't translating to proportionally more profit.
How today's P/E compares to the stock's own historical range. Dashed line = the 3.6y median.
Promoters hold 75.0% — heavily owner-operated with strong skin in the game.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.