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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
Lakshmi Finance and Industrial Corporation Limited is an India-based company, which is engaged in financial activities. The Company is engaged in financial activities, such as leasing, hire-purchase, bill discounting, corporate finance, and others. It finances various…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A middling business, reasonably priced.
Lakshmi Fin is scored on the nbfc / financials framework. It keeps a thin -10.2% of every rupee of sales as net profit.
Book value has grown 7%/yr. Return on equity is a weak -1.3%.
At 10× earnings, the stock sits at the 35th percentile of its own 3-year range — the middle of where it has historically traded. Today's price implies ~13%/yr earnings growth for a decade. The books come through clean — a forensic grade of A.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 26.39 | 11.61 | worse |
| P/B | 0.64 | 1.4 | better |
| EV/EBITDA | 20.43 | 13.86 | worse |
| ROE | -1.25 | — | — |
| ROCE | -2.13 | — | — |
| ROA | 2.29 | — | — |
| Quick Ratio | 3.24 | — | — |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| Bajaj Finance | 30.6 | 5.5 | 17.6% |
| Bajaj Finserv | 13.6 | 3.5 | 12.7% |
| Shriram Finance | 17.8 | 2.0 | 11.4% |
Not applicable for this sector.
Revenue declined 9% in the latest year — a break from prior trajectory. 25% CAGR over 3 years — high-growth territory. Growth is accelerating — latest year outpaced the prior year's rate.
1 of the 4 years shown had a loss — profitability is inconsistent. The latest year saw a -120% swing — check if it's a one-off or structural.
Operating margin has compressed from 5% to -18% — costs or competition are eating into profitability. The gap between operating and net margin is widening — interest or tax costs are rising.
Negative ROE — the business is destroying shareholder value.
EPS dropped in the latest year despite possible profit changes — dilution or a profit dip could be at play. 155% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
3 of 4 years had negative operating cash flow — profitability on paper may not translate to cash. Financing outflows in consecutive years — balance-sheet discipline through debt repayment or dividends.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue rose 207% sequentially — momentum is building. Wide quarterly swings (76% spread) — likely seasonality, lumpy orders, or project-based revenue. Run-rate stepping up — recent quarters average 108% above earlier ones.
2 of 4 quarters loss-making — quarterly profitability is uneven. Profit jumped 246% QoQ — check if this is operating leverage or a one-off item. Quarterly net margins are expanding (-84% → 66%) — profitability per rupee of revenue is improving.
How today's P/E compares to the stock's own historical range. Dashed line = the 3y median.
Promoters at 47.0% — dispersed ownership; institutional flows drive the stock.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.