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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
History
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
Nalwa Sons Investments Limited is an India-based Non-Banking Financial Company (NBFC). The Company is engaged in the business of investing in the shares of group companies, granting loans to the group companies, for which the Company receives dividend and interest. The…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A middling, stagnant business, fairly priced.
Nalwa Sons Investment is scored on the nbfc / financials framework. It keeps a fat 56.0% of every rupee of sales as net profit.
Over the last 3 years revenue compounded at -9%/yr and profit at -15%/yr. Book value itself has compounded 24%/yr — the hallmark of a genuine compounder. Return on equity is a weak 0.4%. In the latest quarter profit grew 384% versus the prior quarter.
At 44× earnings, the stock sits at the 43rd percentile of its own 3.6-year range — the middle of where it has historically traded. Today's price already implies ~20%/yr earnings growth sustained for a decade — a demanding bar. The books come through clean — a forensic grade of A.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 43.35 | — | — |
| P/B | 0.16 | — | — |
| EV/EBITDA | 32.28 | 16.2 | worse |
| ROE | 0.36 | — | — |
| ROCE | 0.5 | — | — |
| ROA | 0.34 | — | — |
| Quick Ratio | 6.53 | — | — |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| Bajaj Finance | 30.6 | 5.5 | 17.6% |
| Bajaj Finserv | 13.6 | 3.5 | 12.7% |
| Shriram Finance | 17.8 | 2.0 | 11.4% |
Not applicable for this sector.
Revenue declined 19% in the latest year — a break from prior trajectory. Negative CAGR — the top line has shrunk over this window. Growth is decelerating — latest year grew slower than the year before.
Revenue is outpacing profit (-9% vs -15%) — costs are rising faster than the top line.
Operating margin has compressed from 93% to 75% — costs or competition are eating into profitability. Interest or tax burden is shrinking — more of the operating profit is reaching the bottom line. Margins have declined for 2 consecutive years — watch for a structural cost problem.
ROE at 0% — modest; the capital isn't working hard. Low variance across years — a predictable business that earns steadily on its equity base.
-15% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
Operating cash flow has been positive every year — the business generates real cash, not just accounting profit. Investing outflows exceed operating cash — the company relies on external funding to finance expansion. Raising capital despite positive cash flow — could signal expansion plans or opportunistic fundraising.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue rose 26% sequentially — momentum is building. Wide quarterly swings (65% spread) — likely seasonality, lumpy orders, or project-based revenue. Run-rate stepping up — recent quarters average 68% above earlier ones.
Profit jumped 384% QoQ — check if this is operating leverage or a one-off item. Quarterly net margins are expanding (72% → 78%) — profitability per rupee of revenue is improving.
How today's P/E compares to the stock's own historical range. Dashed line = the 3.6y median.
Promoter holding at 55.6% — majority control intact.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.