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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
Oracle Financial Services Software Limited is an India-based company, which is engaged in the business of providing products and services to the financial services industry. The Company's segments include Product licenses and related activities and IT solutions and consulting…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A high-quality, steadily growing business, fully valued.
Oracle Financial Services is scored on the it / services framework. It keeps a fat 33.2% of every rupee of sales as net profit. Cash broadly tracks reported profit (CFO/PAT 1.00×). Free cash flow is worth about 4.0% of its market value.
Over the last 3 years revenue compounded at 11%/yr and profit at 14%/yr. Book value has been broadly flat (1.6%/yr). Return on equity is an elite 46.4%. In the latest quarter profit fell 50% versus the prior quarter.
At 34× earnings, the stock sits at the 66th percentile of its own 3.6-year range — the middle of where it has historically traded. Today's price implies ~12%/yr earnings growth for a decade. The books come through clean — a forensic grade of A, and Altman puts distress risk in the safe zone.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 24.95 | — | — |
| P/B | 11.58 | 7.91 | worse |
| EV/EBITDA | 16.72 | — | — |
| ROE | 46.42 | — | — |
| ROCE | 60.64 | 66.62 | worse |
| ROA | 36.44 | — | — |
| Quick Ratio | 5.44 | 11.28 | worse |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| TCS | 17.4 | 7.6 | 43.4% |
| Infosys | 15.6 | 5.1 | 31.0% |
| HCL Technologies | 21.3 | 5.1 | 24.1% |
Revenue has grown every year across all 4 financial years shown. 10% CAGR over 3 years — steady double-digit compounder.
Net profit has risen every year — the hallmark of a compounder.
Operating margin has expanded from 44% to 46% — the business is keeping more of each rupee earned.
ROE at 34% — the business earns well above its cost of equity. ROE powered by fat margins — the hallmark of a high-quality franchise with pricing power. Capital efficiency improving — ROE up 10pp across the window.
EPS has grown every year — each share earns more than the last, consistently. 13% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
Operating cash flow has been positive every year — the business generates real cash, not just accounting profit. Financing outflows in consecutive years — balance-sheet discipline through debt repayment or dividends.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue fell 38% QoQ — could be seasonality or a genuine slowdown. Wide quarterly swings (38% spread) — likely seasonality, lumpy orders, or project-based revenue. Run-rate stepping up — recent quarters average 24% above earlier ones.
Profit fell 50% QoQ — one-quarter drops can be noise, but a pattern matters. Quarterly net margins are expanding (30% → 36%) — profitability per rupee of revenue is improving.
How today's P/E compares to the stock's own historical range. Dashed line = the 3.6y median.
Promoters hold 72.4% — heavily owner-operated with strong skin in the game. FII stake up 3.1pp over 4 quarters — growing foreign interest.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.