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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
Power Finance Corporation Limited is an India-based government-owned non-banking financial company, specializing in offering financial support to power and infrastructure sectors. The Company is the nodal agency for the Revamped Distribution Sector Scheme, Ultra Mega Power…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A decent, steadily growing business, trading cheap versus its own history — but flagged on governance.
Power Finance Corp is scored on the nbfc / financials framework. It keeps a fat 29.1% of every rupee of sales as net profit.
Over the last 3 years revenue compounded at 14%/yr and profit at 17%/yr. Book value itself has compounded 16%/yr — the hallmark of a genuine compounder. Return on equity is a healthy 17.9%. In the latest quarter profit grew 5% versus the prior quarter.
At 4× earnings, the stock sits at the 19th percentile of its own 3.6-year range — the cheap end of where it has historically traded. Today's price asks for only ~-18%/yr growth over a decade — undemanding expectations. The forensic screen raises a red flag: Share count up 22% over 4 years — heavy equity dilution.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 3.23 | — | — |
| P/B | 0.74 | 1.5 | better |
| EV/EBITDA | 9.94 | — | — |
| ROE | 17.93 | 8.89 | better |
| ROCE | 9.67 | 7.07 | better |
| ROA | 2.63 | — | — |
| Quick Ratio | 0.91 | 3.59 | worse |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| Bajaj Finance | 30.6 | 5.5 | 17.6% |
| Bajaj Finserv | 13.6 | 3.5 | 12.7% |
| Shriram Finance | 17.8 | 2.0 | 11.4% |
Not applicable for this sector.
Revenue has grown every year across all 4 financial years shown. 14% CAGR over 3 years — steady double-digit compounder. Growth is decelerating — latest year grew slower than the year before.
Net profit has risen every year — the hallmark of a compounder.
Operating margin has expanded from 34% to 37% — the business is keeping more of each rupee earned.
ROE at 19% — a respectable return on shareholder capital. ROE powered by fat margins — the hallmark of a high-quality franchise with pricing power. Low variance across years — a predictable business that earns steadily on its equity base.
Profit grew faster than EPS (17% vs 9%) — share dilution is eroding per-share value. 9% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
4 of 4 years had negative operating cash flow — profitability on paper may not translate to cash. Investing outflows exceed operating cash — the company relies on external funding to finance expansion.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue broadly flat QoQ — stable but not accelerating. Low quarterly variance (2% spread) — a predictable, non-seasonal revenue stream.
Quarterly net margins are expanding (27% → 32%) — profitability per rupee of revenue is improving.
How today's P/E compares to the stock's own historical range. Dashed line = the 3.6y median.
Promoter holding at 56.0% — majority control intact.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.