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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
History
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
PTC India Financial Services Limited is an India-based infrastructure finance company. The Company provides financing solutions to the energy value chain, which includes investing in equity or extending debt to road infrastructure projects and power projects, in generation,…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A high-quality, fast-growing business, trading cheap versus its own history.
PTC India Fin Serv is scored on the nbfc / financials framework. It keeps a fat 62.1% of every rupee of sales as net profit.
Over the last 3 years revenue compounded at -13%/yr and profit at 22%/yr. Book value has grown 8%/yr. Return on equity is a weak 5.7%. In the latest quarter profit grew 9% versus the prior quarter.
At 5× earnings, the stock sits at the 2nd percentile of its own 3.6-year range — the cheap end of where it has historically traded. Today's price asks for only ~-2%/yr growth over a decade — undemanding expectations. The books come through clean — a forensic grade of A.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 9.05 | 11.61 | better |
| P/B | 0.51 | 1.4 | better |
| EV/EBITDA | 7.02 | 13.86 | better |
| ROE | 5.65 | — | — |
| ROCE | 8.09 | — | — |
| ROA | 3.81 | — | — |
| Quick Ratio | 16.3 | 34.9 | worse |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| Bajaj Finance | 30.6 | 5.5 | 17.6% |
| Bajaj Finserv | 13.6 | 3.5 | 12.7% |
| Shriram Finance | 17.8 | 2.0 | 11.4% |
Not applicable for this sector.
Revenue declined 19% in the latest year — a break from prior trajectory. Negative CAGR — the top line has shrunk over this window.
Profit is growing faster than revenue (22% vs -13%) — margin expansion is at work. The latest year saw a +47% swing — check if it's a one-off or structural.
Operating margin has expanded from 29% to 76% — the business is keeping more of each rupee earned. The gap between operating and net margin is widening — interest or tax costs are rising.
ROE at 10% — modest; the capital isn't working hard.
22% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
Operating cash flow has been positive every year — the business generates real cash, not just accounting profit. Cash conversion at 5.6× PAT — earnings are well-backed by cash; strong accrual quality. Financing outflows in consecutive years — balance-sheet discipline through debt repayment or dividends.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue rose 7% sequentially — momentum is building. Run-rate fading — recent quarters 11% below earlier ones.
How today's P/E compares to the stock's own historical range. Dashed line = the 3.6y median.
Promoter holding at 65.0% — majority control intact.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.