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History
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
Radiant Cash Management Services Ltd is an India-based integrated cash logistics company engaged in the retail cash management business. It operates its business across five verticals, namely cash pick-up and delivery; network currency management; cash processing; cash vans…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A decent, stagnant business, trading cheap versus its own history.
Radiant Cash Mgmt Ser is scored on the nbfc / financials framework. It keeps a slim 6.4% of every rupee of sales as net profit.
Over the last 3 years revenue compounded at 7%/yr and profit at -24%/yr. Book value has grown 4%/yr. Return on equity is a modest 11.6%. In the latest quarter profit grew 76% versus the prior quarter.
At 11× earnings, the stock sits at the 10th percentile of its own 2.6-year range — the cheap end of where it has historically traded. Today's price asks for only ~3%/yr growth over a decade — undemanding expectations. The books come through clean — a forensic grade of A.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 12.99 | — | — |
| P/B | 1.28 | 7.09 | better |
| EV/EBITDA | 6.35 | 17.09 | better |
| ROE | 11.6 | 4.84 | better |
| ROCE | 8.42 | 44.11 | worse |
| ROA | 5.4 | — | — |
| Quick Ratio | 1.55 | — | — |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| GMR Airports Infra | 133.1 | -27.7 | -25.6% |
| NBCC | 25.8 | 6.6 | 24.8% |
| INTL Gemological INST | 26.5 | 10.1 | 38.0% |
Not applicable for this sector.
Revenue has grown every year across all 4 financial years shown. 7% CAGR — growing but slowly. Growth is decelerating — latest year grew slower than the year before.
Revenue is outpacing profit (7% vs -24%) — costs are rising faster than the top line. The latest year saw a -41% swing — check if it's a one-off or structural.
Operating margin has compressed from 24% to 7% — costs or competition are eating into profitability. Interest or tax burden is shrinking — more of the operating profit is reaching the bottom line. Margins have declined for 3 consecutive years — watch for a structural cost problem.
ROE at 10% — modest; the capital isn't working hard. Capital efficiency declining — ROE down 7pp.
EPS dropped in the latest year despite possible profit changes — dilution or a profit dip could be at play. EPS outpaced profit growth — possible buybacks are concentrating earnings into fewer shares. -15% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
Operating cash flow has been positive every year — the business generates real cash, not just accounting profit. Raising capital despite positive cash flow — could signal expansion plans or opportunistic fundraising.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue broadly flat QoQ — stable but not accelerating. Run-rate fading — recent quarters 9% below earlier ones.
Profit jumped 76% QoQ — check if this is operating leverage or a one-off item. Quarterly margins are compressing (7% → 5%) — more revenue isn't translating to proportionally more profit.
How today's P/E compares to the stock's own historical range. Dashed line = the 2.6y median.
Promoter holding at 57.0% — majority control intact.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.