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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
Sammaan Capital Limited is a mortgage-focused Non-Banking Financial Company (NBFC). The Company is engaged in housing finance, mortgage-backed lending business, and other financial activities. It also provides loans to micro, small, and medium enterprises (MSMEs)/small…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A weak business, trading cheap versus its own history — but flagged on governance.
Indiabulls Housing Finance is scored on the nbfc / financials framework. It keeps a thin -87.5% of every rupee of sales as net profit.
Book value has grown 3%/yr. Return on equity is a weak -3.4%.
At 5× earnings, the stock sits at the 13th percentile of its own 2-year range — the cheap end of where it has historically traded. The forensic screen raises a red flag: Share count up 69% over 4 years — heavy equity dilution.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | -2.28 | 19.25 | better |
| P/B | 0.86 | — | — |
| EV/EBITDA | — | — | — |
| ROE | -3.42 | 9.23 | worse |
| ROCE | 4.68 | 8.69 | worse |
| ROA | -9.75 | 66.44 | worse |
| Quick Ratio | 2.46 | 9.37 | worse |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| Bajaj Finance | 30.6 | 5.5 | 17.6% |
| Bajaj Finserv | 13.6 | 3.5 | 12.7% |
| Shriram Finance | 17.8 | 2.0 | 11.4% |
Not applicable for this sector.
Revenue declined 5% in the latest year — a break from prior trajectory. Negative CAGR — the top line has shrunk over this window. Growth is decelerating — latest year grew slower than the year before.
2 of the 4 years shown had a loss — profitability is inconsistent. The latest year saw a -295% swing — check if it's a one-off or structural.
Operating margin has compressed from 18% to -108% — costs or competition are eating into profitability. Interest or tax burden is shrinking — more of the operating profit is reaching the bottom line.
Negative ROE — the business is destroying shareholder value. Capital efficiency declining — ROE down 44pp.
EPS dropped in the latest year despite possible profit changes — dilution or a profit dip could be at play. Profit grew faster than EPS (7% vs 1%) — share dilution is eroding per-share value. 1% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
1 of 4 years had negative operating cash flow — profitability on paper may not translate to cash.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue rose 22% sequentially — momentum is building. Wide quarterly swings (40% spread) — likely seasonality, lumpy orders, or project-based revenue. Run-rate fading — recent quarters 32% below earlier ones.
1 of 4 quarters loss-making — quarterly profitability is uneven. Profit jumped 103% QoQ — check if this is operating leverage or a one-off item.
How today's P/E compares to the stock's own historical range. Dashed line = the 2y median.
Promoters at 33.3% — dispersed ownership; institutional flows drive the stock. Promoters added 33.3pp over 4 quarters — creeping acquisition signals conviction. FIIs trimmed 26.7pp — foreign money is rotating out. MF stake down 7.2pp — domestic funds are booking profits or rebalancing out.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.