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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
Tera Software Limited is an India-based company, which is a provider of smart city solutions. The Company is engaged in information technology (IT) and integrated related services. The Company’s segments include Integrated Solutions, Technical Division, and Projects Division.…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A decent, fast-growing business, trading cheap versus its own history — but flagged on governance.
TERA SOFTWARE is scored on the it / services framework. It keeps a healthy 10.3% of every rupee of sales as net profit. Cash conversion lags the reported profit (CFO/PAT -0.55×) — worth a closer look. Free cash flow is worth about -4.9% of its market value.
Over the last 3 years revenue compounded at 16%/yr and profit at 93%/yr. Book value has grown 14%/yr. Return on equity is a healthy 17.0%. In the latest quarter profit fell 36% versus the prior quarter.
At 13× earnings, the stock sits at the 7th percentile of its own 2.6-year range — the cheap end of where it has historically traded. Today's price asks for only ~3%/yr growth over a decade — undemanding expectations. The forensic screen raises a red flag: Only ₹-0.25 of cash per ₹1 profit over 3 years — earnings not converting to cash.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 13.1 | — | — |
| P/B | 2.22 | 7.91 | better |
| EV/EBITDA | 8.48 | — | — |
| ROE | 16.99 | 5.95 | better |
| ROCE | 21.54 | 66.62 | worse |
| ROA | 7.63 | — | — |
| Quick Ratio | 1.69 | — | — |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| TCS | 17.4 | 7.6 | 43.4% |
| Infosys | 15.6 | 5.1 | 31.0% |
| HCL Technologies | 21.3 | 5.1 | 24.1% |
16% CAGR over 3 years — steady double-digit compounder. Growth is accelerating — latest year outpaced the prior year's rate.
Net profit has risen every year — the hallmark of a compounder. Profit is growing faster than revenue (93% vs 16%) — margin expansion is at work. The latest year saw a +164% swing — check if it's a one-off or structural.
Operating margin has expanded from 6% to 13% — the business is keeping more of each rupee earned.
ROE at 17% — a respectable return on shareholder capital. Capital efficiency improving — ROE up 14pp across the window.
EPS has grown every year — each share earns more than the last, consistently. EPS outpaced profit growth — possible buybacks are concentrating earnings into fewer shares. 152% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
2 of 3 years had negative operating cash flow — profitability on paper may not translate to cash.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue fell 33% QoQ — could be seasonality or a genuine slowdown. Wide quarterly swings (33% spread) — likely seasonality, lumpy orders, or project-based revenue.
Profit fell 36% QoQ — one-quarter drops can be noise, but a pattern matters.
How today's P/E compares to the stock's own historical range. Dashed line = the 2.6y median.
Promoters at 47.5% — dispersed ownership; institutional flows drive the stock.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.