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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
TruCap Finance Limited is an India-based Non-Banking Financial Company (NBFC). It operates through two segments: Fund-based Activities and Advisory services. The Company is engaged primarily in the business of providing micro enterprise loans, small and medium enterprise…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A weak business — carrying meaningful debt.
Trucap Finance is scored on the nbfc / financials framework. It keeps a thin -136.5% of every rupee of sales as net profit.
Net worth has actually shrunk (-38%/yr) — value is not being built.
It trades at -1× earnings. The books come through clean — a forensic grade of A.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | -0.6 | 21.14 | better |
| P/B | 1.75 | 3.35 | better |
| EV/EBITDA | — | 181.16 | — |
| ROE | — | — | — |
| ROCE | -15.65 | 5.66 | worse |
| ROA | -22.54 | 0.51 | worse |
| Quick Ratio | 5.55 | 12.55 | worse |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| Bajaj Finance | 30.6 | 5.5 | 17.6% |
| Bajaj Finserv | 13.6 | 3.5 | 12.7% |
| Shriram Finance | 17.8 | 2.0 | 11.4% |
Not applicable for this sector.
Revenue is on a 2-year growth streak. Negative CAGR — the top line has shrunk over this window. Growth is decelerating — latest year grew slower than the year before.
2 of the 4 years shown had a loss — profitability is inconsistent. The latest year saw a -90% swing — check if it's a one-off or structural.
Operating margin has compressed from 2% to -36% — costs or competition are eating into profitability. The gap between operating and net margin is widening — interest or tax costs are rising.
Negative ROE — the business is destroying shareholder value. Capital efficiency declining — ROE down 37pp.
EPS dropped in the latest year despite possible profit changes — dilution or a profit dip could be at play. Profit grew faster than EPS (1640% vs 1467%) — share dilution is eroding per-share value. 1467% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
2 of 3 years had negative operating cash flow — profitability on paper may not translate to cash.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue rose 9% sequentially — momentum is building. Run-rate fading — recent quarters 21% below earlier ones.
4 of 4 quarters loss-making — quarterly profitability is uneven. Quarterly net margins are expanding (-281% → -94%) — profitability per rupee of revenue is improving.
P/E band unavailable — needs 5y of consistent EPS + price history.
Promoters at 30.7% — dispersed ownership; institutional flows drive the stock.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.