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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
Zaggle Prepaid Ocean Services Limited is an India-based spend management solutions provider. The Company offers a diversified portfolio of Software-as-a-Service (SaaS), including tax and payroll software. Its product portfolio includes Propel, Save, and Zoyer. The Propel is a…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A middling, fast-growing business, trading cheap versus its own history — but flagged on governance.
ZAGGLE PREPA OCEAN SER L is scored on the it / services framework. It keeps a slim 7.1% of every rupee of sales as net profit. Cash conversion lags the reported profit (CFO/PAT -0.37×) — worth a closer look. Free cash flow is worth about 0.8% of its market value.
Over the last 3 years revenue compounded at 52%/yr and profit at 82%/yr. Book value itself has compounded 207%/yr — the hallmark of a genuine compounder. Return on equity is a modest 9.8%. In the latest quarter profit fell 57% versus the prior quarter.
At 16× earnings, the stock sits at the 2nd percentile of its own 3.2-year range — the cheap end of where it has historically traded. Today's price implies ~7%/yr earnings growth for a decade. The forensic screen raises 2 red flags: Only ₹-0.44 of cash per ₹1 profit over 4 years — earnings not converting to cash; Share count up 46% over 4 years — heavy equity dilution.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 17.06 | 58.63 | better |
| P/B | 1.6 | 7.84 | better |
| EV/EBITDA | 7.86 | — | — |
| ROE | 9.83 | 5.36 | better |
| ROCE | 13.06 | 67.95 | worse |
| ROA | 8.38 | — | — |
| Quick Ratio | 8.71 | 11.28 | worse |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| TCS | 17.4 | 7.6 | 43.4% |
| Infosys | 15.6 | 5.1 | 31.0% |
| HCL Technologies | 21.3 | 5.1 | 24.1% |
Revenue has grown every year across all 4 financial years shown. 52% CAGR over 3 years — high-growth territory. Growth is decelerating — latest year grew slower than the year before.
Net profit has risen every year — the hallmark of a compounder. Profit is growing faster than revenue (82% vs 52%) — margin expansion is at work. The latest year saw a +58% swing — check if it's a one-off or structural.
Operating margin has expanded from 6% to 10% — the business is keeping more of each rupee earned.
ROE at 10% — modest; the capital isn't working hard. Capital efficiency declining — ROE down 37pp.
EPS has grown every year — each share earns more than the last, consistently. Profit grew faster than EPS (82% vs 61%) — share dilution is eroding per-share value. 61% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
3 of 4 years had negative operating cash flow — profitability on paper may not translate to cash.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue fell 31% QoQ — could be seasonality or a genuine slowdown. Wide quarterly swings (31% spread) — likely seasonality, lumpy orders, or project-based revenue. Run-rate stepping up — recent quarters average 8% above earlier ones.
Profit fell 57% QoQ — one-quarter drops can be noise, but a pattern matters. Quarterly margins are compressing (8% → 4%) — more revenue isn't translating to proportionally more profit.
How today's P/E compares to the stock's own historical range. Dashed line = the 3.2y median.
Promoters at 44.3% — dispersed ownership; institutional flows drive the stock. FIIs trimmed 5.1pp — foreign money is rotating out.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.