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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
Bandhan Bank Limited (the Bank) is an India-based banking company. Its segments include Treasury, Retail Banking, Corporate/Wholesale Banking, and Other Banking Business. The Treasury segment includes investments in sovereign securities and trading operations and also…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A middling, stagnant business, priced for perfection.
Bandhan Bank is scored on the bank / lender framework. It keeps a slim 5.0% of every rupee of sales as net profit.
Over the last 3 years revenue compounded at 10%/yr and profit at -18%/yr. Book value has grown 9%/yr. Return on equity is a weak 7.0%. In the latest quarter profit grew 24% versus the prior quarter.
At 22× earnings, the stock sits at the 86th percentile of its own 3.6-year range — the expensive end of where it has historically traded. Today's price implies ~4%/yr earnings growth for a decade. The books come through clean — a forensic grade of A.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 14.27 | 9.9 | worse |
| P/B | 1.02 | 1.39 | better |
| ROE | 7.04 | 9.98 | worse |
| ROA | 0.64 | 0.92 | worse |
| NIM | 5.37 | 4.25 | better |
| Net NPA | 0.97 | 0.79 | worse |
| CASA | 29.3 | 30.48 | worse |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| HDFC Bank | 14.5 | 2.0 | 13.8% |
| Icici Bank | 17.9 | 2.9 | 16.0% |
| SBI | 10.0 | 1.5 | 13.8% |
Not applicable for this sector.
Revenue is on a 2-year growth streak. 10% CAGR — growing but slowly. Growth is decelerating — latest year grew slower than the year before.
Profit is on a 2-year growth streak. Revenue is outpacing profit (10% vs -18%) — costs are rising faster than the top line. The latest year saw a -55% swing — check if it's a one-off or structural.
Operating margin has compressed from 16% to 7% — costs or competition are eating into profitability.
EPS dropped in the latest year despite possible profit changes — dilution or a profit dip could be at play. -18% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
1 of 4 years had negative operating cash flow — profitability on paper may not translate to cash. Raising capital despite positive cash flow — could signal expansion plans or opportunistic fundraising.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue broadly flat QoQ — stable but not accelerating. Low quarterly variance (5% spread) — a predictable, non-seasonal revenue stream.
Profit jumped 24% QoQ — check if this is operating leverage or a one-off item. Quarterly net margins are expanding (3% → 10%) — profitability per rupee of revenue is improving.
How today's P/E compares to the stock's own historical range. Dashed line = the 3.6y median.
Promoters at 37.0% — dispersed ownership; institutional flows drive the stock. Promoters reduced 2.7pp over 4 quarters — watch whether this is planned divestment or pledge invocations. FIIs trimmed 5.1pp — foreign money is rotating out. MF holding up 10.3pp — domestic institutional discovery underway.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.