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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
History
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The Bank of Maharashtra Limited (the Bank) is engaged in providing banking services. The Bank's segments include Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The Treasury segment includes investment, balances with banks outside India,…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
An exceptional, fast-growing business, fully valued.
Bank of Maharashtra is scored on the bank / lender framework. It keeps a fat 21.4% of every rupee of sales as net profit.
Over the last 3 years revenue compounded at 22%/yr and profit at 39%/yr. Book value itself has compounded 28%/yr — the hallmark of a genuine compounder. Return on equity is an elite 21.8%. In the latest quarter profit grew 14% versus the prior quarter.
At 10× earnings, the stock sits at the 63rd percentile of its own 3.6-year range — the middle of where it has historically traded. Today's price asks for only ~-3%/yr growth over a decade — undemanding expectations. The books come through clean — a forensic grade of A.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 8.36 | 8.26 | worse |
| P/B | 1.88 | 1.18 | worse |
| ROE | 21.75 | 13.72 | better |
| ROA | 1.86 | 1.09 | better |
| NIM | 3.45 | 2.6 | better |
| Net NPA | 0.13 | 0.41 | better |
| CASA | 53 | 39.04 | better |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| HDFC Bank | 14.5 | 2.0 | 13.8% |
| Icici Bank | 17.9 | 2.9 | 16.0% |
| SBI | 10.0 | 1.5 | 13.8% |
Not applicable for this sector.
Revenue has grown every year across all 4 financial years shown. 22% CAGR over 3 years — high-growth territory. Growth is decelerating — latest year grew slower than the year before.
Net profit has risen every year — the hallmark of a compounder. Profit is growing faster than revenue (39% vs 22%) — margin expansion is at work.
Operating margin has expanded from 19% to 24% — the business is keeping more of each rupee earned. Interest or tax burden is shrinking — more of the operating profit is reaching the bottom line.
EPS has grown every year — each share earns more than the last, consistently. Profit grew faster than EPS (39% vs 33%) — share dilution is eroding per-share value. 33% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
2 of 4 years had negative operating cash flow — profitability on paper may not translate to cash. Investing outflows exceed operating cash — the company relies on external funding to finance expansion.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue rose 7% sequentially — momentum is building. Run-rate stepping up — recent quarters average 11% above earlier ones.
Profit jumped 14% QoQ — check if this is operating leverage or a one-off item. Quarterly net margins are expanding (21% → 24%) — profitability per rupee of revenue is improving.
How today's P/E compares to the stock's own historical range. Dashed line = the 3.6y median.
Promoters hold 73.6% — heavily owner-operated with strong skin in the game. FIIs have accumulated for 3 straight quarters — sustained foreign institutional conviction.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.