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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The Canara Bank Limited (the Bank) is an India-based bank. The Bank’s segments include Treasury Operations, Retail Banking Operations, Wholesale Banking Operations, Life Insurance Operations and Other Banking Operations. Its Retail Banking Operations include Digital Banking…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A high-quality, steadily growing business, fully valued.
Canara Bank is scored on the bank / lender framework. It keeps a healthy 11.2% of every rupee of sales as net profit.
Over the last 3 years revenue compounded at 11%/yr and profit at 17%/yr. Book value has grown 14%/yr. Return on equity is a healthy 15.1%. In the latest quarter profit grew 7% versus the prior quarter.
At 6× earnings, the stock sits at the 66th percentile of its own 3.6-year range — the middle of where it has historically traded. Today's price asks for only ~-10%/yr growth over a decade — undemanding expectations. The books come through clean — a forensic grade of A.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 5.48 | 8.3 | better |
| P/B | 0.92 | 1.19 | better |
| ROE | 15.07 | 13.72 | better |
| ROA | 1.11 | 1.09 | better |
| NIM | 2.07 | 2.6 | worse |
| Net NPA | 0.43 | 0.41 | worse |
| CASA | 29.84 | 39.04 | worse |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| HDFC Bank | 14.5 | 2.0 | 13.8% |
| Icici Bank | 17.9 | 2.9 | 16.0% |
| SBI | 10.0 | 1.5 | 13.8% |
Not applicable for this sector.
Revenue is on a 2-year growth streak. 11% CAGR over 3 years — steady double-digit compounder. Growth is decelerating — latest year grew slower than the year before.
Profit is on a 2-year growth streak. Profit is growing faster than revenue (17% vs 11%) — margin expansion is at work.
Operating margin has expanded from 13% to 16% — the business is keeping more of each rupee earned.
Profit grew faster than EPS (17% vs -30%) — share dilution is eroding per-share value. -30% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
1 of 4 years had negative operating cash flow — profitability on paper may not translate to cash. Cash conversion at 0.5× PAT — reported profit isn't translating into cash, raising earnings quality questions. Heavy investing spend every year, but operations generate enough to cover it — the business self-funds its growth.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue broadly flat QoQ — stable but not accelerating. Run-rate stepping up — recent quarters average 16% above earlier ones.
Quarterly margins are compressing (15% → 13%) — more revenue isn't translating to proportionally more profit.
How today's P/E compares to the stock's own historical range. Dashed line = the 3.6y median.
Promoter holding at 62.9% — majority control intact. FIIs trimmed 2.3pp — foreign money is rotating out. MF holding up 2.6pp — domestic institutional discovery underway.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.