The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
CARE Ratings Limited is a credit rating company. The Company provides various credit ratings to corporates to raise capital for their various requirements and assists investors to form an informed investment decision based on credit risk and their own risk-return…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
An exceptional, fast-growing business, trading cheap versus its own history.
Care Ratings is scored on the nbfc / financials framework. It keeps a fat 32.9% of every rupee of sales as net profit.
Over the last 3 years revenue compounded at 19%/yr and profit at 27%/yr. Book value has grown 12%/yr. Return on equity is an elite 19.2%. In the latest quarter profit grew 119% versus the prior quarter.
At 27× earnings, the stock sits at the 16th percentile of its own 3.6-year range — the cheap end of where it has historically traded. Today's price implies ~12%/yr earnings growth for a decade. The books come through clean — a forensic grade of A.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 24.16 | 30.57 | better |
| P/B | 4.71 | 6.85 | better |
| EV/EBITDA | 16.59 | 20.14 | better |
| ROE | 19.24 | 20.62 | worse |
| ROCE | 25.73 | 26.76 | worse |
| ROA | 16.33 | 15.8 | better |
| Quick Ratio | 5.76 | 3.81 | better |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| Crisil | 45.5 | 12.1 | 25.8% |
| ICRA | 21.4 | 3.6 | 16.8% |
Not applicable for this sector.
Revenue has grown every year across all 4 financial years shown. 19% CAGR over 3 years — steady double-digit compounder.
Net profit has risen every year — the hallmark of a compounder. Profit is growing faster than revenue (27% vs 19%) — margin expansion is at work.
Operating margin has expanded from 40% to 45% — the business is keeping more of each rupee earned.
ROE at 18% — a respectable return on shareholder capital. ROE powered by fat margins — the hallmark of a high-quality franchise with pricing power. Capital efficiency improving — ROE up 6pp across the window.
EPS has grown every year — each share earns more than the last, consistently. 27% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
Operating cash flow has been positive every year — the business generates real cash, not just accounting profit. Financing outflows in consecutive years — balance-sheet discipline through debt repayment or dividends.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue rose 42% sequentially — momentum is building. Wide quarterly swings (30% spread) — likely seasonality, lumpy orders, or project-based revenue. Run-rate stepping up — recent quarters average 13% above earlier ones.
Profit jumped 119% QoQ — check if this is operating leverage or a one-off item. Quarterly net margins are expanding (29% → 40%) — profitability per rupee of revenue is improving.
How today's P/E compares to the stock's own historical range. Dashed line = the 3.6y median.
FIIs have accumulated for 3 straight quarters — sustained foreign institutional conviction. MF holding up 2.1pp — domestic institutional discovery underway.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.