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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
History
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
ICICI Bank Limited is a diversified financial services company offering a range of banking and financial services to corporate and retail customers through a variety of delivery channels. The Company offers life and general insurance, asset management, securities broking and…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A high-quality, steadily growing business, priced for perfection.
ICICI Bank is scored on the bank / lender framework. It keeps a healthy 18.5% of every rupee of sales as net profit.
Over the last 3 years revenue compounded at 19%/yr and profit at 18%/yr. Book value itself has compounded 20%/yr — the hallmark of a genuine compounder. Return on equity is a healthy 16.0%. In the latest quarter profit grew 7% versus the prior quarter.
At 21× earnings, the stock sits at the 93rd percentile of its own 3.6-year range — the expensive end of where it has historically traded. Today's price implies ~7%/yr earnings growth for a decade. The books come through clean — a forensic grade of A.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 17.93 | 10.03 | worse |
| P/B | 2.94 | 1.4 | worse |
| ROE | 16.02 | 9.98 | better |
| ROA | 2.33 | 0.92 | better |
| NIM | 3.47 | 4.25 | worse |
| Net NPA | 0.35 | 0.79 | better |
| CASA | 38.6 | 30.48 | better |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| HDFC Bank | 14.5 | 2.0 | 13.8% |
| SBI | 10.0 | 1.5 | 13.8% |
| Kotak Mahindra Bank | 22.2 | 2.5 | 11.0% |
Not applicable for this sector.
Revenue has grown every year across all 4 financial years shown. 19% CAGR over 3 years — steady double-digit compounder. Growth is decelerating — latest year grew slower than the year before.
Net profit has risen every year — the hallmark of a compounder.
Operating margins have been stable around 25% — no major structural shift.
EPS has grown every year — each share earns more than the last, consistently. 16% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
1 of 4 years had negative operating cash flow — profitability on paper may not translate to cash. Heavy investing spend every year, but operations generate enough to cover it — the business self-funds its growth.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue rose 11% sequentially — momentum is building.
Quarterly net margins are expanding (17% → 20%) — profitability per rupee of revenue is improving.
How today's P/E compares to the stock's own historical range. Dashed line = the 3.6y median.
FII stake up 6.6pp over 4 quarters — growing foreign interest. MF stake down 2.7pp — domestic funds are booking profits or rebalancing out.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.