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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
Pine Labs Limited is an India-based technology company focused on digitizing commerce through digital payments and issuing solutions for merchants, consumer brands and enterprises, and financial institutions. The Company’s Digital Infrastructure and Transaction Platform…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A middling business — but flagged on governance.
PINE LABS LIMITED is scored on the general / industrial framework. It keeps a thin 4.0% of every rupee of sales as net profit. Those profits are backed by real cash — operating cash flow runs 3.51× reported profit. Free cash flow is worth about -5.0% of its market value.
Book value itself has compounded 16%/yr — the hallmark of a genuine compounder. Return on equity is a weak 2.7%. In the latest quarter profit grew 97% versus the prior quarter.
It trades at 118× earnings. Today's price already implies ~34%/yr earnings growth sustained for a decade — a demanding bar. The forensic screen raises a red flag: 99% of pre-tax profit is other income, not operations.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 117.72 | 63.58 | worse |
| P/B | 3.12 | 4.12 | better |
| EV/EBITDA | 17.86 | 47.16 | better |
| ROE | 2.66 | 13.48 | worse |
| ROCE | 4.67 | 13.84 | worse |
| ROA | 1.14 | 3.95 | worse |
| Quick Ratio | 1.51 | 2.51 | worse |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| Zomato | 711.8 | 11.2 | 1.6% |
| Paytm | 134.9 | 6.9 | 5.2% |
| Nykaa | 308.9 | 61.0 | 19.5% |
Revenue has grown every year across all 3 financial years shown. 25% CAGR over 2 years — high-growth territory. Growth is decelerating — latest year grew slower than the year before.
2 of the 3 years shown had a loss — profitability is inconsistent. The latest year saw a +177% swing — check if it's a one-off or structural.
Operating margin has expanded from -22% to 5% — the business is keeping more of each rupee earned. The gap between operating and net margin is widening — interest or tax costs are rising.
ROE at 2% — modest; the capital isn't working hard. Capital efficiency improving — ROE up 12pp across the window.
EPS has grown every year — each share earns more than the last, consistently.
1 of 3 years had negative operating cash flow — profitability on paper may not translate to cash. Cash conversion at 3.5× PAT — earnings are well-backed by cash; strong accrual quality. Raising capital despite positive cash flow — could signal expansion plans or opportunistic fundraising.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue rose 9% sequentially — momentum is building.
Profit jumped 97% QoQ — check if this is operating leverage or a one-off item.
P/E band unavailable — needs 5y of consistent EPS + price history.
FII stake up 7.9pp over 4 quarters — growing foreign interest. MF holding up 18.2pp — domestic institutional discovery underway. Both FII and MF added last quarter — broad institutional confidence.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.