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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
Senco Gold Limited is an India-based jewelry retailer. The Company primarily sells gold and diamond jewelry and also sells jewelry made of silver, platinum and precious and semi-precious stones and other metals. The Company's other offerings also include costume jewelry, gold…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A decent, fast-growing business, trading cheap versus its own history — but flagged on governance.
SENCO GOLD LIMITED is scored on the consumer / fmcg framework. It keeps a slim 6.8% of every rupee of sales as net profit. Cash conversion lags the reported profit (CFO/PAT -1.37×) — worth a closer look. Free cash flow is worth about -13.6% of its market value.
Over the last 3 years revenue compounded at 28%/yr and profit at 54%/yr. Book value itself has compounded 39%/yr — the hallmark of a genuine compounder. Return on equity is an elite 22.9%. In the latest quarter profit fell 36% versus the prior quarter.
At 9× earnings, the stock sits at the 9th percentile of its own 3.3-year range — the cheap end of where it has historically traded. Today's price asks for only ~-2%/yr growth over a decade — undemanding expectations. The forensic screen raises a red flag: Only ₹-1.04 of cash per ₹1 profit over 4 years — earnings not converting to cash.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 9.21 | — | — |
| P/B | 2.09 | 3.28 | better |
| EV/EBITDA | 6.89 | 1.3 | worse |
| ROE | 22.85 | 9.74 | better |
| ROCE | 18.44 | 11.66 | better |
| ROA | 8.08 | 15.54 | worse |
| Quick Ratio | 0.28 | — | — |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| Titan Company | 63.0 | 24.3 | 38.5% |
| Kalyan Jewellers | 42.5 | 9.7 | 21.4% |
| Lalithaa Jewellery MART L | 20.7 | 5.1 | 34.5% |
Revenue has grown every year across all 4 financial years shown. 27% CAGR over 3 years — high-growth territory. Growth is accelerating — latest year outpaced the prior year's rate.
Profit is growing faster than revenue (54% vs 27%) — margin expansion is at work. The latest year saw a +261% swing — check if it's a one-off or structural.
Operating margin has expanded from 5% to 9% — the business is keeping more of each rupee earned. Margins have declined for 2 consecutive years — watch for a structural cost problem.
ROE at 23% — the business earns well above its cost of equity. High ROE despite single-digit margins — an asset-turn play with high capital velocity. Capital efficiency improving — ROE up 6pp across the window.
Profit grew faster than EPS (54% vs 15%) — share dilution is eroding per-share value. 15% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
4 of 4 years had negative operating cash flow — profitability on paper may not translate to cash.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue rose 53% sequentially — momentum is building. Wide quarterly swings (50% spread) — likely seasonality, lumpy orders, or project-based revenue. Run-rate stepping up — recent quarters average 9% above earlier ones.
Profit fell 36% QoQ — one-quarter drops can be noise, but a pattern matters.
How today's P/E compares to the stock's own historical range. Dashed line = the 3.3y median.
Promoter holding at 64.5% — majority control intact.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.