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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
Tribhovandas Bhimji Zaveri Limited is an India-based jewelry company. The Company is in the business of retail sales of ornaments made of gold, diamond, silver, platinum, and precious stones. It operates approximately 33 stores, of which 30 are Company’s own stores and three…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A high-quality, fast-growing business, fully valued.
Tribhovandas Bhimji Zaveri is scored on the consumer / fmcg framework. It keeps a slim 6.3% of every rupee of sales as net profit. Cash conversion lags the reported profit (CFO/PAT 0.15×) — worth a closer look. Free cash flow is worth about 0.5% of its market value.
Over the last 3 years revenue compounded at 10%/yr and profit at 71%/yr. Book value has grown 14%/yr. Return on equity is an elite 22.6%. In the latest quarter profit fell 58% versus the prior quarter.
At 20× earnings, the stock sits at the 65th percentile of its own 3.6-year range — the middle of where it has historically traded. Today's price implies ~9%/yr earnings growth for a decade. The books come through clean — a forensic grade of A, and Altman puts distress risk in the safe zone.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 20.35 | 88.84 | better |
| P/B | 4.59 | 3.19 | worse |
| EV/EBITDA | 13.41 | 2.67 | worse |
| ROE | 22.56 | 9.75 | better |
| ROCE | 18.25 | 11.92 | better |
| ROA | 8.84 | 15.69 | worse |
| Quick Ratio | 0.11 | — | — |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| Titan Company | 63.0 | 24.3 | 38.5% |
| Kalyan Jewellers | 42.5 | 9.7 | 21.4% |
| Lalithaa Jewellery MART L | 20.7 | 5.1 | 34.5% |
10% CAGR over 3 years — steady double-digit compounder. Growth is accelerating — latest year outpaced the prior year's rate.
Net profit has risen every year — the hallmark of a compounder. Profit is growing faster than revenue (71% vs 10%) — margin expansion is at work. The latest year saw a +196% swing — check if it's a one-off or structural.
Operating margin has expanded from 2% to 8% — the business is keeping more of each rupee earned.
ROE at 24% — the business earns well above its cost of equity. High ROE despite single-digit margins — an asset-turn play with high capital velocity. Capital efficiency improving — ROE up 17pp across the window.
EPS has grown every year — each share earns more than the last, consistently. 71% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
1 of 4 years had negative operating cash flow — profitability on paper may not translate to cash. Cash conversion at 0.1× PAT — reported profit isn't translating into cash, raising earnings quality questions. Heavy investing spend every year, but operations generate enough to cover it — the business self-funds its growth.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue fell 16% QoQ — could be seasonality or a genuine slowdown. Wide quarterly swings (33% spread) — likely seasonality, lumpy orders, or project-based revenue. Run-rate fading — recent quarters 18% below earlier ones.
Profit fell 58% QoQ — one-quarter drops can be noise, but a pattern matters. Quarterly margins are compressing (8% → 2%) — more revenue isn't translating to proportionally more profit.
How today's P/E compares to the stock's own historical range. Dashed line = the 3.6y median.
Promoters hold 74.1% — heavily owner-operated with strong skin in the game.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.