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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
History
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
YES BANK Limited is an India-based commercial bank, which offers a range of products, services and technology-driven digital offerings to its corporate, retail, and small and medium-sized enterprises (SME) customers. Its segments include Treasury, Corporate Banking, Retail…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A high-quality, fast-growing business, trading cheap versus its own history.
YES Bank is scored on the bank / lender framework. It keeps a slim 9.4% of every rupee of sales as net profit.
Over the last 3 years revenue compounded at 12%/yr and profit at 68%/yr. Book value has grown 8%/yr. Return on equity is a weak 7.9%. In the latest quarter profit grew 1% versus the prior quarter.
At 15× earnings, the stock sits at the 2nd percentile of its own 3.6-year range — the cheap end of where it has historically traded. Today's price asks for only ~3%/yr growth over a decade — undemanding expectations. The books come through clean — a forensic grade of A.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 12.84 | 9.9 | worse |
| P/B | 1.01 | 1.39 | better |
| ROE | 7.86 | 9.98 | worse |
| ROA | 0.8 | 0.92 | worse |
| NIM | 2.18 | 4.25 | worse |
| Net NPA | 0.2 | 0.79 | better |
| CASA | 35.1 | 30.48 | better |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| HDFC Bank | 14.5 | 2.0 | 13.8% |
| Icici Bank | 17.9 | 2.9 | 16.0% |
| SBI | 10.0 | 1.5 | 13.8% |
Not applicable for this sector.
Revenue has grown every year across all 4 financial years shown. 12% CAGR over 3 years — steady double-digit compounder. Growth is decelerating — latest year grew slower than the year before.
Net profit has risen every year — the hallmark of a compounder. Profit is growing faster than revenue (68% vs 12%) — margin expansion is at work. The latest year saw a +44% swing — check if it's a one-off or structural.
Operating margin has expanded from 4% to 12% — the business is keeping more of each rupee earned. The gap between operating and net margin is widening — interest or tax costs are rising.
EPS has grown every year — each share earns more than the last, consistently. Profit grew faster than EPS (68% vs 59%) — share dilution is eroding per-share value. 59% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
1 of 3 years had negative operating cash flow — profitability on paper may not translate to cash. Cash conversion at 1.8× PAT — earnings are well-backed by cash; strong accrual quality.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue rose 7% sequentially — momentum is building. Run-rate stepping up — recent quarters average 9% above earlier ones.
How today's P/E compares to the stock's own historical range. Dashed line = the 3.6y median.
FII stake up 2.1pp over 4 quarters — growing foreign interest.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.