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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
History
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
Nippon Life India Asset Management Limited is an asset management company. The Company’s principal activity is to act as an investment manager to Nippon India Mutual Fund. It is involved in managing mutual funds, such as Exchange Traded Funds (ETFs); Managed Accounts,…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A decent, fast-growing business, priced for perfection.
Nippon L I A M is scored on the nbfc / financials framework. It keeps a fat 56.4% of every rupee of sales as net profit.
Over the last 3 years revenue compounded at 26%/yr and profit at 28%/yr. Book value has grown 10%/yr. Return on equity is an elite 33.9%. In the latest quarter profit fell 36% versus the prior quarter.
At 44× earnings, the stock sits at the 84th percentile of its own 3.6-year range — the expensive end of where it has historically traded. Today's price already implies ~19%/yr earnings growth sustained for a decade — a demanding bar. The books come through clean — a forensic grade of A.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 41.97 | 24.08 | worse |
| P/B | 14.22 | 5.98 | worse |
| EV/EBITDA | 31.56 | 14.84 | worse |
| ROE | 33.89 | 15.19 | better |
| ROCE | 42.2 | 19.86 | better |
| ROA | 29.89 | 13.57 | better |
| Quick Ratio | 1.54 | 8.14 | worse |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| Bajaj Finance | 30.6 | 5.5 | 17.6% |
| Bajaj Finserv | 13.6 | 3.5 | 12.7% |
| Shriram Finance | 17.8 | 2.0 | 11.4% |
Not applicable for this sector.
Revenue has grown every year across all 4 financial years shown. 26% CAGR over 3 years — high-growth territory. Growth is decelerating — latest year grew slower than the year before.
Net profit has risen every year — the hallmark of a compounder.
Operating margin has expanded from 69% to 73% — the business is keeping more of each rupee earned.
ROE at 33% — the business earns well above its cost of equity. ROE powered by fat margins — the hallmark of a high-quality franchise with pricing power. Capital efficiency improving — ROE up 12pp across the window.
EPS has grown every year — each share earns more than the last, consistently. 27% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
Operating cash flow has been positive every year — the business generates real cash, not just accounting profit. Financing outflows in consecutive years — balance-sheet discipline through debt repayment or dividends.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue broadly flat QoQ — stable but not accelerating. Run-rate stepping up — recent quarters average 8% above earlier ones.
Profit fell 36% QoQ — one-quarter drops can be noise, but a pattern matters. Quarterly margins are compressing (57% → 41%) — more revenue isn't translating to proportionally more profit.
How today's P/E compares to the stock's own historical range. Dashed line = the 3.6y median.
Promoters hold 71.7% — heavily owner-operated with strong skin in the game. MF holding up 3.4pp — domestic institutional discovery underway.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.