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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
History
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
UTI Asset Management Company Limited is an India-based investment management company. The Company is primarily engaged in fund management and advisory services. The Company acts as a Portfolio Manager, offering discretionary, non-discretionary, and advisory services to…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A decent, stagnant business, priced for perfection.
UTI Asset Management Company is scored on the nbfc / financials framework. It keeps a fat 27.8% of every rupee of sales as net profit.
Over the last 3 years revenue compounded at 10%/yr and profit at 2%/yr. Book value has grown 5%/yr. Return on equity is a healthy 12.8%. In the latest quarter profit fell 55% versus the prior quarter.
At 26× earnings, the stock sits at the 83rd percentile of its own 3.6-year range — the expensive end of where it has historically traded. Today's price implies ~10%/yr earnings growth for a decade. The books come through clean — a forensic grade of A.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 20.86 | 24.08 | better |
| P/B | 2.42 | 5.98 | better |
| EV/EBITDA | 13.58 | 14.84 | better |
| ROE | 12.76 | 15.19 | worse |
| ROCE | 18.08 | 19.86 | worse |
| ROA | 10.34 | 13.57 | worse |
| Quick Ratio | 1.86 | 8.14 | worse |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| Bajaj Finance | 30.6 | 5.5 | 17.6% |
| Bajaj Finserv | 13.6 | 3.5 | 12.7% |
| Shriram Finance | 17.8 | 2.0 | 11.4% |
Not applicable for this sector.
Revenue is on a 2-year growth streak. 10% CAGR over 3 years — steady double-digit compounder. Growth is decelerating — latest year grew slower than the year before.
Profit is on a 2-year growth streak. Revenue is outpacing profit (10% vs 2%) — costs are rising faster than the top line. The latest year saw a -42% swing — check if it's a one-off or structural.
Operating margin has compressed from 46% to 38% — costs or competition are eating into profitability.
ROE at 10% — modest; the capital isn't working hard.
EPS dropped in the latest year despite possible profit changes — dilution or a profit dip could be at play. Profit grew faster than EPS (2% vs -3%) — share dilution is eroding per-share value. -3% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
Operating cash flow has been positive every year — the business generates real cash, not just accounting profit. Financing outflows in consecutive years — balance-sheet discipline through debt repayment or dividends.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue fell 29% QoQ — could be seasonality or a genuine slowdown. Wide quarterly swings (33% spread) — likely seasonality, lumpy orders, or project-based revenue. Run-rate stepping up — recent quarters average 10% above earlier ones.
1 of 4 quarters loss-making — quarterly profitability is uneven. Profit fell 55% QoQ — one-quarter drops can be noise, but a pattern matters. Quarterly net margins are expanding (27% → 32%) — profitability per rupee of revenue is improving.
How today's P/E compares to the stock's own historical range. Dashed line = the 3.6y median.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.