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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
History
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
General Insurance Corporation of India is an India-based global reinsurance solutions provider. The Company's segments include Fire, Miscellaneous, Marine and Life. The Miscellaneous segment includes Motor, Aviation, Engineering, Workmen Compensation, Liability. Personal…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A high-quality, slow-growing business, reasonably priced.
General Insurance Corp of India is scored on the insurance framework. It keeps a healthy 16.0% of every rupee of sales as net profit.
Over the last 3 years revenue compounded at 7%/yr and profit at 5%/yr. Return on equity is a healthy 12.1%. In the latest quarter profit fell 8% versus the prior quarter.
At 9× earnings, the stock sits at the 28th percentile of its own 5.2-year range — the middle of where it has historically traded. Today's price asks for only ~-6%/yr growth over a decade — undemanding expectations. The books come through clean — a forensic grade of A.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 6.7 | 32.71 | better |
| P/B | 0.81 | 4.09 | better |
| EV/EBITDA | 2.44 | — | — |
| ROE | 12.1 | 12.32 | worse |
| ROCE | 11.36 | 5.87 | better |
| ROA | 3.9 | 1.81 | better |
| Quick Ratio | 0.49 | 1.14 | worse |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| LIC | 8.0 | 2.6 | 32.7% |
| SBI Life Insurance | 67.6 | 8.7 | 12.9% |
| HDFC Life Insurance | 59.9 | 6.3 | 10.5% |
Not applicable for this sector.
6% CAGR — growing but slowly.
Operating margins have been stable around 13% — no major structural shift.
EPS dropped in the latest year despite possible profit changes — dilution or a profit dip could be at play. EPS outpaced profit growth — possible buybacks are concentrating earnings into fewer shares. 67% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
1 of 3 years had negative operating cash flow — profitability on paper may not translate to cash. Financing outflows in consecutive years — balance-sheet discipline through debt repayment or dividends.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue rose 13% sequentially — momentum is building. Run-rate stepping up — recent quarters average 18% above earlier ones.
How today's P/E compares to the stock's own historical range. Dashed line = the 5.2y median.
Promoters hold 77.4% — heavily owner-operated with strong skin in the game. Promoters reduced 5.0pp over 4 quarters — watch whether this is planned divestment or pledge invocations. MF holding up 2.6pp — domestic institutional discovery underway.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.