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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
History
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
ICICI Lombard General Insurance Company Limited is an India-based general insurance company. The Company offers a comprehensive and diversified range of products through multiple distribution channels, including motor, health, crop, fire, personal accident, marine,…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A high-quality, fast-growing business, trading cheap versus its own history.
ICICI Lombard General Insurance is scored on the insurance framework. It keeps a healthy 10.9% of every rupee of sales as net profit.
Over the last 3 years revenue compounded at 13%/yr and profit at 25%/yr. Return on equity is a healthy 13.6%. In the latest quarter profit grew 47% versus the prior quarter.
At 32× earnings, the stock sits at the 9th percentile of its own 4.6-year range — the cheap end of where it has historically traded. Today's price implies ~15%/yr earnings growth for a decade. The books come through clean — a forensic grade of A.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 32.01 | 29.02 | worse |
| P/B | 4.35 | 4.1 | worse |
| EV/EBITDA | 23.86 | 26.98 | better |
| ROE | 13.57 | 12.34 | better |
| ROCE | 16.14 | 5.87 | better |
| ROA | 3.03 | 1.8 | better |
| Quick Ratio | 0.28 | 1.14 | worse |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| LIC | 8.0 | 2.6 | 32.7% |
| SBI Life Insurance | 67.6 | 8.7 | 12.9% |
| HDFC Life Insurance | 59.9 | 6.3 | 10.5% |
Not applicable for this sector.
Revenue has grown every year across all 4 financial years shown. 12% CAGR over 3 years — steady double-digit compounder. Growth is accelerating — latest year outpaced the prior year's rate.
Net profit has risen every year — the hallmark of a compounder. Profit is growing faster than revenue (25% vs 12%) — margin expansion is at work. The latest year saw a +31% swing — check if it's a one-off or structural.
Operating margins have been stable around 10% — no major structural shift. Interest or tax burden is shrinking — more of the operating profit is reaching the bottom line.
Revenue broadly flat QoQ — stable but not accelerating. Low quarterly variance (4% spread) — a predictable, non-seasonal revenue stream.
Profit jumped 47% QoQ — check if this is operating leverage or a one-off item.
How today's P/E compares to the stock's own historical range. Dashed line = the 4.6y median.
Promoter holding at 51.3% — majority control intact. FIIs trimmed 5.0pp — foreign money is rotating out. MF holding up 4.1pp — domestic institutional discovery underway.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.