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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
Star Health and Allied Insurance Company Limited is an India-based health insurance company. The Company provides health insurance products to individuals, families and corporates, directly and through various channels, such as agents, brokers, online and digital channels…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A decent business, fully valued.
Star Health & Allied Insurance is scored on the insurance framework. It keeps a slim 4.1% of every rupee of sales as net profit.
Return on equity is a modest 10.1%. In the latest quarter profit grew 51375% versus the prior quarter.
At 51× earnings, the stock sits at the 72nd percentile of its own 3.6-year range — the middle of where it has historically traded. Today's price implies ~15%/yr earnings growth for a decade. The books come through clean — a forensic grade of A.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 31.56 | 29.02 | worse |
| P/B | 3.19 | 4.1 | better |
| EV/EBITDA | 22.33 | 26.98 | better |
| ROE | 10.1 | 12.34 | worse |
| ROCE | 6.36 | 5.87 | better |
| ROA | 4.34 | 1.8 | better |
| Quick Ratio | 0.22 | 1.14 | worse |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| LIC | 8.0 | 2.6 | 32.7% |
| SBI Life Insurance | 67.6 | 8.7 | 12.9% |
| HDFC Life Insurance | 59.9 | 6.3 | 10.5% |
Not applicable for this sector.
Revenue has grown every year across all 4 financial years shown. 15% CAGR over 3 years — steady double-digit compounder.
1 of the 4 years shown had a loss — profitability is inconsistent.
Operating margin has expanded from -15% to 3% — the business is keeping more of each rupee earned. The gap between operating and net margin is widening — interest or tax costs are rising.
Revenue broadly flat QoQ — stable but not accelerating. Low quarterly variance (5% spread) — a predictable, non-seasonal revenue stream.
Profit jumped 51375% QoQ — check if this is operating leverage or a one-off item. Quarterly net margins are expanding (3% → 6%) — profitability per rupee of revenue is improving.
How today's P/E compares to the stock's own historical range. Dashed line = the 3.6y median.
Promoter holding at 58.0% — majority control intact. MF stake down 2.5pp — domestic funds are booking profits or rebalancing out.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.