💡 Did you know?
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
History
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
Go Digit General Insurance Limited is an India-based general insurance company. The Company is engaged in property and casualty insurance and reinsurance and the associated investment management. The Company’s segments include Fire; Marine; Health Including Personal Accident,…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A high-quality, fast-growing business, trading cheap versus its own history.
GO DIGIT GENERAL INS LTD is scored on the insurance framework. It keeps a slim 4.5% of every rupee of sales as net profit.
Over the last 1 years revenue compounded at 12%/yr and profit at 134%/yr. Return on equity is a modest 11.7%. In the latest quarter profit grew 20% versus the prior quarter.
At 54× earnings, the stock sits at the 2nd percentile of its own 2.5-year range — the cheap end of where it has historically traded. Today's price already implies ~21%/yr earnings growth sustained for a decade — a demanding bar. The books come through clean — a forensic grade of A.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 46.82 | 32.71 | worse |
| P/B | 4.94 | 4.09 | worse |
| EV/EBITDA | 41.29 | 26.58 | worse |
| ROE | 11.67 | 12.32 | worse |
| ROCE | 12.54 | 5.87 | better |
| ROA | 1.97 | 1.81 | better |
| Quick Ratio | 0.1 | — | — |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| LIC | 8.0 | 2.6 | 32.7% |
| SBI Life Insurance | 67.6 | 8.7 | 12.9% |
| HDFC Life Insurance | 59.9 | 6.3 | 10.5% |
Not applicable for this sector.
Revenue has grown every year across all 2 financial years shown. 12% CAGR over 1 years — steady double-digit compounder.
Net profit has risen every year — the hallmark of a compounder. Profit is growing faster than revenue (134% vs 12%) — margin expansion is at work. The latest year saw a +134% swing — check if it's a one-off or structural.
Operating margins have been stable around 6% — no major structural shift.
Revenue fell 24% QoQ — could be seasonality or a genuine slowdown. Run-rate stepping up — recent quarters average 11% above earlier ones.
Profit jumped 20% QoQ — check if this is operating leverage or a one-off item. Quarterly net margins are expanding (4% → 6%) — profitability per rupee of revenue is improving.
How today's P/E compares to the stock's own historical range. Dashed line = the 2.5y median.
Promoters hold 73.0% — heavily owner-operated with strong skin in the game. MF holding up 3.1pp — domestic institutional discovery underway.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.