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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
ICICI Prudential Life Insurance Company Limited is engaged in carrying on the business of providing life insurance, pensions and health insurance products to individuals and groups. The Company’s segments include Par Life, Par Pension, Non-Par Life, Non-Par Pension, Non-Par…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A middling, slow-growing business, trading cheap versus its own history.
ICICI Prudential Life Insurance is scored on the insurance framework. It keeps a thin 1.2% of every rupee of sales as net profit.
Over the last 3 years revenue compounded at 0%/yr and profit at 6%/yr. Return on equity is a healthy 12.7%. In the latest quarter profit fell 22% versus the prior quarter.
At 55× earnings, the stock sits at the 0th percentile of its own 4.5-year range — the cheap end of where it has historically traded. Today's price already implies ~20%/yr earnings growth sustained for a decade — a demanding bar. The books come through clean — a forensic grade of A.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 45.88 | 41.54 | worse |
| P/B | 5.49 | 4.21 | worse |
| EV/EBITDA | 44.13 | 33.1 | worse |
| ROE | 12.66 | 12.57 | better |
| ROCE | 0.5 | — | — |
| ROA | 0.51 | 1.71 | worse |
| Quick Ratio | 1.13 | 1.14 | worse |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| LIC | 8.3 | 2.8 | 32.5% |
| SBI Life Insurance | 66.6 | 8.6 | 12.9% |
| HDFC Life Insurance | 58.6 | 5.9 | 10.1% |
Not applicable for this sector.
0% CAGR — growing but slowly. Growth is decelerating — latest year grew slower than the year before.
Profit is on a 2-year growth streak. Profit is growing faster than revenue (6% vs 0%) — margin expansion is at work.
Operating margins have been stable around 1% — no major structural shift.
EPS has grown every year — each share earns more than the last, consistently. EPS outpaced profit growth — possible buybacks are concentrating earnings into fewer shares. 16% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
2 of 3 years had negative operating cash flow — profitability on paper may not translate to cash.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue rose 62% sequentially — momentum is building. Wide quarterly swings (82% spread) — likely seasonality, lumpy orders, or project-based revenue. Run-rate stepping up — recent quarters average 39% above earlier ones.
Profit fell 22% QoQ — one-quarter drops can be noise, but a pattern matters.
How today's P/E compares to the stock's own historical range. Dashed line = the 4.5y median.
Promoters hold 72.7% — heavily owner-operated with strong skin in the game. FIIs trimmed 2.9pp — foreign money is rotating out. MF holding up 4.0pp — domestic institutional discovery underway.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.