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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The New India Assurance Company Limited is an India-based multinational general insurance company. Its insurance products include Fire, Marine, Motor, Health, Liability, Aviation, Engineering, Crop, Other Miscellaneous, and others. Its Fire insurance products include Bharat…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A middling, fast-growing business, reasonably priced.
The New India Assurance Co is scored on the insurance framework. It keeps a thin 3.5% of every rupee of sales as net profit.
Over the last 3 years revenue compounded at 3%/yr and profit at 75%/yr. Return on equity is a weak -1.9%. In the latest quarter profit grew 22% versus the prior quarter.
At 23× earnings, the stock sits at the 33rd percentile of its own 5.2-year range — the middle of where it has historically traded. The books come through clean — a forensic grade of A.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | -49 | 29.02 | better |
| P/B | 0.92 | 4.1 | better |
| EV/EBITDA | — | 26.98 | — |
| ROE | -1.9 | 12.34 | worse |
| ROCE | -1.35 | 5.87 | worse |
| ROA | -0.49 | 1.8 | worse |
| Quick Ratio | 0.43 | 1.14 | worse |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| LIC | 8.0 | 2.6 | 32.7% |
| SBI Life Insurance | 67.6 | 8.7 | 12.9% |
| HDFC Life Insurance | 59.9 | 6.3 | 10.5% |
Not applicable for this sector.
Revenue has grown every year across all 4 financial years shown. 3% CAGR — growing but slowly. Growth is decelerating — latest year grew slower than the year before.
Profit is growing faster than revenue (75% vs 3%) — margin expansion is at work.
Operating margin has expanded from -5% to -1% — the business is keeping more of each rupee earned.
EPS has grown every year — each share earns more than the last, consistently. EPS outpaced profit growth — possible buybacks are concentrating earnings into fewer shares. 140% EPS CAGR — this is the rate at which each share's claim on earnings is compounding.
3 of 3 years had negative operating cash flow — profitability on paper may not translate to cash. Financing outflows in consecutive years — balance-sheet discipline through debt repayment or dividends.
When operating cash keeps pace with reported profit, earnings are cash-backed; a persistent shortfall is a quality flag.
Revenue broadly flat QoQ — stable but not accelerating. Low quarterly variance (9% spread) — a predictable, non-seasonal revenue stream. Run-rate stepping up — recent quarters average 8% above earlier ones.
Profit jumped 22% QoQ — check if this is operating leverage or a one-off item. Quarterly net margins are expanding (1% → 4%) — profitability per rupee of revenue is improving.
How today's P/E compares to the stock's own historical range. Dashed line = the 5.2y median.
Promoters hold 85.4% — heavily owner-operated with strong skin in the game.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.