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The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
History
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
The BSE, founded in 1875, is Asia's oldest stock exchange — it started under a banyan tree on Dalal Street, where the bronze bull stands today.
SBI Life Insurance Company Limited is an India-based company, which offers life insurance. The Company operates through three segments: Participating, Non-Participating, and Linked segments. Its Participating segment includes Individual Life, Individual Pension, Group…
Weekly engine runs — movement reflects the numbers, not analyst opinion.
A middling, steadily growing business, reasonably priced.
SBI Life Insurance is scored on the insurance framework. It keeps a thin 2.2% of every rupee of sales as net profit.
Over the last 3 years revenue compounded at 12%/yr and profit at 13%/yr. Return on equity is a healthy 12.9%. In the latest quarter profit fell 27% versus the prior quarter.
At 74× earnings, the stock sits at the 21st percentile of its own 4.6-year range — the cheap end of where it has historically traded. Today's price already implies ~26%/yr earnings growth sustained for a decade — a demanding bar. The books come through clean — a forensic grade of A.
A plain-English restatement of the figures on this page — rules-based, for education and research context, not investment advice or a recommendation.
| Ratio | Company | Sector | Read |
|---|---|---|---|
| P/E | 67.62 | 32.71 | worse |
| P/B | 8.74 | 4.09 | worse |
| EV/EBITDA | 59.32 | 26.58 | worse |
| ROE | 12.93 | 12.32 | better |
| ROCE | 0.54 | — | — |
| ROA | 0.49 | 1.81 | worse |
| Quick Ratio | 1.55 | 1.14 | better |
| Peer | P/E | P/B | ROE |
|---|---|---|---|
| LIC | 8.0 | 2.6 | 32.7% |
| HDFC Life Insurance | 59.9 | 6.3 | 10.5% |
| Icici Lombard General Insurance | 32.0 | 4.3 | 13.6% |
Not applicable for this sector.
Revenue declined 4% in the latest year — a break from prior trajectory. 11% CAGR over 3 years — steady double-digit compounder. Growth is accelerating — latest year outpaced the prior year's rate.
Net profit has risen every year — the hallmark of a compounder.
Operating margins have been stable around 3% — no major structural shift.
Revenue rose 60% sequentially — momentum is building. Wide quarterly swings (54% spread) — likely seasonality, lumpy orders, or project-based revenue.
Profit fell 27% QoQ — one-quarter drops can be noise, but a pattern matters.
How today's P/E compares to the stock's own historical range. Dashed line = the 4.6y median.
Promoter holding at 55.3% — majority control intact.
Produced by a rules-based engine over licensed exchange fundamentals — every sentence above is derived from the numbers shown, no analyst or AI opinion involved. Education and research context, not investment advice. We are not SEBI-registered as an Investment Adviser or Research Analyst.